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Terms and Conditions

Using The Website

Abbey Mortgage Bank Plc Website Access Agreement

Please read this Agreement carefully before accessing the Abbey Mortgage Bank Plc Website. As a condition to and in consideration of receiving and accessing the Abbey Mortgage Bank Plc Website, the User agrees to be bound by the terms of this Agreement. Use of or access to the Abbey Mortgage Bank Plc Website shall constitute acceptance of and agreement to be bound by this Agreement.

If you do not wish to be bound by this agreement, do not access The Abbey Mortgage Bank Plc Website. If you have any questions about this Agreement, please contact us via e-mail at enquries@abbeymortgagebank.com
THIS AGREEMENT “Agreement” is entered into by and between Abbey Mortgage Bank Plc (herein after called “Abbey”) and any individual, corporation, association, agency, company, or other entity who accesses or uses Abbey’s Website (the “User” or “you”).

You understand and agree that the contents of this website include all audio, video, graphics, images and textual materials, downloadable files, pdfs, Microsoft word, etc. All contents are protected by International copyright law. None of the contents on this website shall be used for any commercial purposes without the written consent of Abbey.

You acknowledge and agree that the Service and any necessary software used in connection with the Service contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that the contents of sponsored advertisements or information presented to you through the Service or advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly authorized by Abbey, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Service or the Software, in whole or in part. Abbey grants you a personal, non-transferable and non-exclusive right and licence to use the contents of the site; provided that you do so within the ambit of the Terms of Service.
In addition, when using particular Abbey services, you and Abbey shall be subject to any posted guidelines or rules applicable to such services, which may be posted from time to time. All such guidelines or rules are hereby incorporated by reference into the Terms of Service.

Our Trademarks and Copyright

The content and information contained within our website or delivered to you in connection with your use of our website is the property of Abbey. The materials on this website are protected by copyright and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without the Bank’s prior written consent.

Web Content and Materials

The information contained in this website is believed to be reliable, but Abbey does not warrant its completeness, timeliness or accuracy. The information on the Website is not intended as an offer or solicitation for the purchase of Abbey shares, or any other security.
We reserve the right to change these terms and conditions at any time without notice to you, by updating this posting and your continued access to or use of this site will constitute your acceptance of any such changes.

Use of Information and Materials

The services and products offered on this website (“Services and Products”) are for information purposes only. No persons gaining access to this website in any jurisdictions may treat any materials or information provided on this website as constituting an invitation to them to subscribe for the services, nor should they in any event use such Services, unless in the relevant jurisdiction, the Services could lawfully be made to them. Accordingly, nothing contained in this website shall constitute an offer or solicitation by anyone in any jurisdiction in which such offer or solicitation is not lawful. It is the responsibility of any person to inform themselves of and to observe all applicable laws and regulations of any relevant jurisdiction before they subscribe for the services. Abbey shall have the final determination of eligibility to subscribe for any of the Services.

The information contained in these pages is not intended to provide professional advice and should not be relied upon in that regard. Persons accessing these pages are advised to obtain appropriate professional advice when necessary at all times in their respective jurisdiction.

No Warranties

Whilst diligence has been taken in preparing the information materials contained in this website, such information and materials are provided “as is” without warranty of any kind, either express or implied. In particular, no warranty regarding non-infringement, security, accuracy, fitness for a purpose or freedom from computer viruses is given in connection with such information and materials.

Use of Personal Information

By subscribing to our website, you may from time to time receive our promotional e-newsletters and SMS on happenings in Abbey.

Disruption of Service

Access to the Website may from time to time be unavailable, delayed, limited or slow due to, but not restricted to the following factors:

  • Force majeure
  • Labour Strike Actions
  • hardware failure
  • software failure
  • overload of system capacities
  • interruption of power supply or other utilities
  • government or regulatory restrictions, court or tribunal rulings, amendment of legislation or other human intervention
  • any other cause whatsoever beyond the control of Abbey.

Abbey Mortgage Bank Plc Hyperlink Policy

There may be cases on our website when the Abbey provides hyperlinks to other locations or websites on the Internet. These hyperlinks lead to websites published or operated by third parties who are not affiliated with or in any way related to Abbey. They have been included in our website to enhance your user experience and are presented for information purposes only. We endeavour to select reputable websites and sources of information for your convenience.

However, by providing hyperlinks to an external website or webpage, Abbey shall not be deemed to endorse, recommend, approve, guarantee or introduce any third parties or the services/ products they provide on their websites, or to have any form of cooperation with such third parties and websites unless otherwise stated by Abbey.

We are not in any way responsible for the content of any externally linked website or webpage. You use or follow these links at your own risk and Abbey is not responsible for any damages or losses incurred or suffered by you arising out of or in connection with your use of the link. Abbey is not a party to any contractual arrangements entered into between you and the provider of the external website unless otherwise expressly specified or agreed to by Abbey.

Any links to websites that contain downloadable software are provided for your convenience only. Again we are not responsible for any difficulties you may encounter in downloading the software or for any consequences from your doing so. Please remember that the use of any software downloaded from the Internet may be governed by a licence agreement and your failure to observe the terms of such licence agreement may result in an infringement of intellectual property rights of the relevant software provider which we are not in any way responsible.

Linked Websites

Abbey is not responsible for the contents available on or the set-up of any other websites linked to this site. Access to and use of such other websites is at the user’s own risk and subject to any terms and conditions applicable to such access/use. By providing hyperlinks to other websites, Abbey shall not be deemed to endorse, recommend, approve, guarantee or introduce any third parties or the service/products they provide on their web site, or have any form of cooperation with such third parties and web sites. The bank is not a party to any contractual arrangements entered into between you and the provider of the external website unless otherwise expressly specified or agreed to by the Bank.

Exclusion of Liability

Although we have taken all reasonable care to ensure that the information provided on this site is accurate, we give no warranties of any kind, express or implied, with regard to the accuracy, timeliness or completeness of any such information. Abbey and third party data providers are not providing any warranties and representations whatsoever regarding the website. Further, Abbey will not be liable for any errors or omissions in the materials and information provided on the website or for any delay, difficulty in use, inaccuracy of information, computer viruses, other defect in this website or your inability to use this website to your satisfaction. No license to the user is implied in these disclaimers.
Under no circumstances will Abbey be liable for any lost profits or any form of damages arising out of any use of or inability to use the website or any portion thereof, regardless of whether Abbey has been informed of the likelihood of such damages occurring and regardless of the form of action, whether in contract, tort, or otherwise.

Severability

If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect.
If any unlawful and/or unenforceable provision of these terms and conditions would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

Third party rights

These terms and conditions are for our benefit and your benefit, and these terms and conditions are not intended to benefit or be enforceable by any third party.

The exercise of the parties’ rights under these terms and conditions is not subject to the consent of any third party.

Enforceability

Where any of these terms and conditions are held unenforceable, the remaining terms and conditions shall be unimpaired and the unenforceable terms or conditions shall be replaced by such enforceable term or condition as comes closest to the intention underlying the unenforceable term or condition. These Terms and Conditions shall be subject to any other agreements you have entered into with Abbey.

Governing Law

The use of this website and the terms and conditions of this disclaimer shall be governed and construed in accordance with the laws of the Federal Republic of Nigeria.